Research
Main Academic Publications
Afzal, U., d’Adda, G., Fafchamps, M., Quinn, S. & Said, F. (Forthcoming) . Demand for Commitment in Credit and Saving Contracts: A Field Experiment. The Economic Journal (conditionally accepted).
Afzal, U., d'Adda, G., Fafchamps, M. & Said, F. (2022). Intrahousehold Consumption Allocation and Demand for Agency: A Triple Experimental Investigation. American Economic Journal: Applied Economics.
Thom, J. M., Afzal, U. & Gold, N. (2022). Testing team reasoning: Group Identification is Related to Coordination in Pure Coordination Games. Judgment and Decision Making Journal.
Afzal, U., d'Adda, G., Fafchamps, M., Quinn, S. & Said, F. (2018). Two Sides of the Same Rupee? Comparing Demand for Microcredit and Microsaving in a Framed Field Experiment in Rural Pakistan. The Economic Journal.
Said, F., Afzal, U. & Turner, G. (2015). Risk Taking and Risk Learning After a Rare Event: Evidence from a Field Experiment in Pakistan. Journal of Economic Behavior and Organization, 118, 167-183.
Other Publications
Khan, M., & Afzal, U.(2016). The Diversification and Sophistication of Pakistan’s Exports: The Need for Structural Transformation. Lahore Journal of Economics, vol. 21(Special E), pages 99-127, September.
Dar, S. & Afzal, U. (2015). Education and Maternal Health in Pakistan: The Pathways of Influence. Lahore Journal of Economics, 20(2), 1-34.
Turner, G., Said, F. & Afzal, U. (2014). Microinsurance Demand after a Rare Flood Event: Evidence from a Field Experiment in Pakistan. The Geneva Papers on Risk and Insurance - Issues and Practice, 39, 201-223.
Afzal, U. (2013). What Matters in Child Health: An Instrumental Variable Analysis. Child Indicators Research, 6(4), 673-693, 2013.
Afzal, U. & Yusuf, A. (2013). The State of Health in Pakistan: An Overview. Lahore Journal of Economics: Special Edition, 233-247.
Afzal, U. (2012). Human Capital Convergence: Evidence from Punjab. Lahore Journal of Economics, 17(1), 45-61.
Afzal, U. (2010). The Unchanging Profile of Development: An Analysis of the Punjab 1961-2008. Pakistan Development Review, 49, 841-861.
Book Chapters
Chaudhry, A., Chaudhry, T., Haseeb, M. & Afzal, U. (2015). Beyond the Poverty Line: A Multidimensional Analysis of Poverty in Pakistan. In Rashid Amjad Shahid Javed Burki (Eds.), Pakistan: Moving the Economics Forward (pp 332-357). Delhi: Cambridge University Press.
Turner, G., Said, F., Afzal, U. & Campbell, K. (2014). The Effect of Early Flood Warnings on Mitigation and Recovery during the 2010 Pakistan Floods. In Ashbindu Singh Zinta Zommers (Eds.), Reducing Disaster: EarlyWarning Systems for Climate Change (pp 249-264.) Netherlands: Springer.